Loan Payment Calculator
Estimate fixed monthly payments, total repayment and interest.
Inputs stay on your device; no account required.
Uses a nominal annual interest rate divided by 12 and equal monthly payments for 1–600 months. Fees, insurance and taxes excluded. This is an estimate, not a lender quote.
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About this tool
Estimate fixed monthly payments, total repayment and interest. Uses a nominal annual interest rate divided by 12 and equal monthly payments for 1–600 months. Fees, insurance and taxes excluded. This is an estimate, not a lender quote.
How to use
- Enter the loan principal, annual interest rate and term in months.
- Calculate and compare the monthly installment, total repayment and interest.
Example
12,000 at 0% annual interest over 12 months → 1,000 per month.
Frequently asked questions
Are fees and insurance included in the result?
Uses a nominal annual interest rate divided by 12 and equal monthly payments for 1–600 months. Fees, insurance and taxes excluded. This is an estimate, not a lender quote.
Do I need an account?
No. This free tool can be used without creating an account.
Where is my input processed?
This tool processes its input in your browser. Tool input is not uploaded for processing. General site usage statistics are separate; see the privacy policy.